When to get short-term coverage?
Interim Coverage can give you short-term protection for as few as 30 days or as many as 364 and can begin as soon as the day after you’re approved. Here are a few examples of when to consider this type of health plan:
- If you didn’t buy health insurance during the annual Open Enrollment Period
- Don’t have another affordable health insurance option
- Enrolled in an annual plan, but the effective date isn’t until the next month
- If you started a new job and there’s a waiting period before your benefits begin
If this type of plan sounds right for you, apply online here –> and get coverage fast—in many cases, starting the day after you’re approved. You can get coverage for as few as 30 days or as many as 364—it’s up to you.
THIS IS A SHORT-TERM HEALTH BENEFIT PLAN THAT IS NOT INTENDED TO QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU PURCHASE A PLAN THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE TERMINATION OR LOSS OF THIS POLICY DOES NOT ENTITLE YOU TO A SPECIAL ENROLLMENT PERIOD TO PURCHASE A HEALTH BENEFIT PLAN THAT QUALIFIES AS MINIMUM ESSENTIAL COVERAGE OUTSIDE OF AN OPEN ENROLLMENT PERIOD. THIS POLICY INCLUDES A PRE-EXISTING CONDITION EXCLUSION PROVISION.
Blue Cross and Blue Shield of Arizona does not underwrite, insure or administer the insurance plans described in this brochure. The insurance plans described in this brochure are underwritten by Standard Security Life Insurance Company of New York, a member of The IHC Group. There is no ownership affiliation between Standard Security Life, The IHC Group or Blue Cross and Blue Shield of Arizona. Standard Security Life and The IHC Group are independent companies that underwrite, insure and/or administer the insurance plans described in this brochure. Blue Cross and Blue Shield of Arizona contracts with The IHC Group to make the insurance plans described in this brochure available to customers who wish to purchase a short-term medical product.