There are transitional periods in life that can leave you without medical coverage for a brief time

Tokio Marine HCC – MIS Group understands your need for peace of mind about health insurance coverage during uncertain times. STM Complete provides affordable temporary health insurance to protect you and your family.

Is STM Complete right for me? You should consider purchasing STM Complete if you are concerned about protecting yourself from the potentially high medical costs associated with an unexpected sickness or injury.

STM Complete is ideal for:  Recent college graduates • Individuals between jobs • Early retirees • Recently naturalized citizens • New hires

How STM Complete Works – Most eligible expenses are subject to deductible and coinsurance. After your chosen deductible is satisfied, STM Complete will begin paying according to the coinsurance you select and up to the coverage period maximum for all eligible medical expenses. Benefits are based on usual and customary charges of the geographical area in which charges are incurred.

With STM Complete you are in control. You have the freedom to receive treatment from doctors and hospitals of your choice without incurring out of network penalties. From quote to fulfillment, STM Complete makes it quick and easy to apply and get the medical coverage you need. STM Complete gives you peace of mind.

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