Find experienced local help throughout the year in 2024 with the Health Insurance Marketplace

CERTIFICATE OF RECOGNITION

This certificate is proudly presented to Tom Gray

In appreciation of your ongoing contribution and success during the 2024 Health Insurance Marketplace Open Enrollment.  Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.

Agents and brokers continue to make a crucial impact in the Marketplace by helping Americans navigate changes in the Marketplace, access additional savings, or enroll in coverage for the first time. We hope that agents and brokers will continue this success as we focus on several key Marketplace priorities this year.

Agents and brokers are valued partners to all of us at CMS for the vital role you play in getting Americans covered. We thank you for the trusted advice, support, and assistance you provide throughout the year.

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2024 Health Insurance Marketplace Open Enrollment

Open Enrollment runs from November 1 through January 15. If you enroll by midnight on December 15, you can get full-year coverage that starts January 1.

Coverage is Affordable! Thanks to a new law from 2022, the Inflation Reduction Act (IRA), more people qualify for help purchasing quality health coverage. If you have looked for health coverage before, it is worth a second look.

Quality Plans! The Marketplace offers quality, comprehensive health insurance plans that provide coverage for doctor visits, emergency care, behavioral health care, preventive care, hospital care, and prescription drugs. There are also new plan options that offer similar benefit designs and more pre-deductible services.

Key Dates! People who want health coverage starting January 1 should enroll in coverage by December 15. Consumers must enroll by January 15 to have coverage that starts on February 1. Otherwise, consumers will need to qualify for a Special Enrollment Period to enroll in a Marketplace plan after Open Enrollment has closed.

Help is Available! Consumers can find a local assister or agent/broker in their area by visiting HealthCare.gov and selecting the “Find local help” option, or to get contacted by an agent or broker via Help On Demand.

Sign Up for Coverage! Consumers shopping for health insurance coverage — even those who currently have coverage through the Marketplace — should consider enrolling or re enrolling with the assistance of an experienced Marketplace broker.

Please find my local help on Healthcare.gov at https://localhelp.healthcare.gov/place/1057606

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2023 Open Enrollment for health coverage is here!

If consumers prefer coverage that begins on January 1, 2023, they must enroll in coverage by December 15, 2022. Otherwise, their coverage will begin on February 1, 2023.

1. Deadlines to remember: Open Enrollment ends January 15, 2023.

2. Who can get health coverage through the Marketplace: To be eligible to enroll in Marketplace health coverage, you must live in the United States, be a U.S. citizen or national (or be lawfully present), and not be incarcerated.

3. Two kinds of coverage: Depending on your income, you may qualify for an insurance plan with tax credits, or Coverage through Medicaid/the Children’s Health Insurance Program (CHIP).

4. What do plans cover: All plans cover essential health benefits, pre-existing conditions, and preventive services.

5. Plans & costs: You can preview available plans and estimated prices based on income.

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When can I enroll in 2022 Marketplace insurance?

Open Enrollment for 2022 health coverage is almost here! Here are some important dates to mark on your calendar:

Image: Key dates for 2022 Marketplace health coverage

When can I enroll in 2022 Marketplace coverage?

  • Open Enrollment starts Monday, November 1.
  • Enroll by December 15, 2021 for coverage that starts January 1, 2022.
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Local help during 2021 Open Enrollment on Healthcare.gov from an experienced broker

CERTIFICATE OF RECOGNITION

This certificate is proudly presented to Tom Gray

In appreciation of your ongoing contribution and success during the 2020 Health Insurance Marketplace Open Enrollment.  Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.

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Local help during 2020 Open Enrollment on Healthcare.gov from an experienced broker

Marketplace Service – 1-1-2019 Health Insurance Marketplace

CERTIFICATE OF RECOGNITION

This certificate is proudly presented to Tom Gray

In appreciation of your ongoing contribution and success during the 2019 Health Insurance Marketplace Open Enrollment.  Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.

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Wage and Hour Division – Minimum Wages for Arizona Tipped Employees

Arizona requires employers to pay tipped employees a minimum cash wage above the minimum cash wage required under the federal Fair Labor Standards Act ($2.13/hour).

Arizona Minimum Cash Wage – $8.00
Arizona Maximum Tip Credit Against
Minimum Wage – $3.00
Arizona Basic Combined Cash & Tip
Minimum Wage Rate – $11.00

Division of Communications
Wage and Hour Division
U.S. Department of Labor

The Wage and Hour Division tries to ensure that the information on this page is accurate but individuals should consult the relevant state labor office for official information. This document was last revised January 1, 2019.

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2019 Arizona Minimum Wage and Earned Paid Sick Time

Effective January 1, 2019, through December 31, 2019 Arizona’s minimum wage will be $11.00 per hour.

Frequently asked questions (FAQS) about Minimum Wage
and Earned Paid Sick Time (REV. FEBRUARY 5, 2018)

Click on a link below to:

Download the AZ State Minimum Wage Poster 2019

Download the AZ Earned Paid Sick Time Poster 2019

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Get enrollment help on Healthcare.gov – 6th Year of Service

Marketplace Service – 1-1-2018 Health Insurance Marketplace

HC.gov_CircleofChampions2018_Badge
CERTIFICATE OF RECOGNITION

This certificate is proudly presented to Tom Gray

In appreciation of your ongoing contribution and success during the 2018 Health Insurance Marketplace Open Enrollment.  Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.

Posted in Life / Health, Medical Insurance | Leave a comment

Participating in an Adventure Sport on your upcoming international trip?

travel-medicalLong - 320 x 100

The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snorkeling, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris, and windsurfing.  All such activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider. Please note this is only a summary of Adventure Sports and exclusions.

Patriot Travel Medical Insurance®Patriot Travel

Short-term travel medical insurance for individuals and families. Provides coverage for individuals and families who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

Highlights:

  • Short-term travel medical coverage
  • Coverage for individuals and dependents
  • Two plan designs – one for people traveling outside their home country whose destination excludes the U.S. and one for those whose destination includes the U.S.
  • Maximum Limits Per Period of Coverage Options: $50,000, $100,000, $500,000, $1,000,000, $2,000,000 (Patriot International only)
  • Deductible options from $0 to $2,500
  • Available in daily and monthly rates
  • Renewable up to 24 months
  • Freedom to seek treatment with hospital or doctor of your choice
  • Universal Rx pharmacy discount savings
  • 24 hour secure access from anywhere in the world to manage your account at any time

 

Patriot Platinum Travel Medical InsuranceSMPatriot Platinum

Short-term travel medical insurance for individuals and families. Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.

Highlights:

  • Short-term travel medical coverage
  • Coverage for individuals and dependents
  • Two plan designs – one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
  • Maximum Limits from $1,000,000 to $8,000,000
  • Deductible options from $0 to $25,000
  • Available in monthly and daily rates
  • Renewable up to 36 months if one month is initially purchased
  • Access to Global Concierge & Assistance Services – extended services handled by a dedicated service team
  • Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist you with any routine health related questions you have
  • Freedom to seek treatment with hospital or doctor of your choice
  • Universal Rx pharmacy discount savings
  • 12 month benefit period
  • 24 hour secure access from anywhere in the world to manage your account at any time

You have enough to worry about when you’re traveling.  Don’t let your medical coverage be an uncertainty.

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