There are transitional periods in life that can leave you without medical coverage for a brief time

Posted on December 17, 2016 by fpmadmin

Tokio Marine HCC – MIS Group understands your need for peace of mind about health insurance coverage during uncertain times. STM Complete provides affordable temporary health insurance to protect you and your family.

Is STM Complete right for me? You should consider purchasing STM Complete if you are concerned about protecting yourself from the potentially high medical costs associated with an unexpected sickness or injury.

STM Complete is ideal for:  Recent college graduates • Individuals between jobs • Early retirees • Recently naturalized citizens • New hires

How STM Complete Works – Most eligible expenses are subject to deductible and coinsurance. After your chosen deductible is satisfied, STM Complete will begin paying according to the coinsurance you select and up to the coverage period maximum for all eligible medical expenses. Benefits are based on usual and customary charges of the geographical area in which charges are incurred.

With STM Complete you are in control. You have the freedom to receive treatment from doctors and hospitals of your choice without incurring out of network penalties. From quote to fulfillment, STM Complete makes it quick and easy to apply and get the medical coverage you need. STM Complete gives you peace of mind.

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Coverage Without Boundaries – Worry Less. Experience More.

Posted on December 4, 2016 by fpmadmin

worry-less-experience-more

Welcome to IMG

International Medical Group® (IMG®), an award-winning provider of global insurance benefits and assistance services for more than 25 years, enables its members to worry less and experience more by delivering the protection they need, backed by the support they deserve.

IMG offers a full line of international medical insurance products, as well as trip cancellation programs, stop loss insurance, medical management services and 24/7 emergency medical and travel assistance — all designed to provide members Global Peace of Mind® while they’re away from home.

Short-term travel medical insurance for individuals, families and groups from 5 days to 2 years.

Patriot Travel Medical Insurance brochure and application

 Quote/Purchase Patriot Travel Medical Insurance®

  • Most popular travel medical insurance plan
  • Coverage for the sudden recurrence of pre-existing conditions for U.S. citizens
  • Extensive range of deductibles and plan maximums
  • Medical expenses, evacuation, and repatriation benefits

Global Peace of Mind  – Wherever your travels take you, we’re there with you – delivering worldwide coverage, multilingual capabilities, international claims specialists, and 24-hour access to IMG.  That’s medical security.  That’s Global Peace of Mind.  That’s IMG.

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GlobeHopper® Senior – Individual & spouse short-term travel medical insurance for travelers age 65+

Posted on December 2, 2016 by fpmadmin

GlobeHopper® Senior addresses the insurance needs of U.S. citizens and U.S. permanent resident seniors who need temporary medical insurance while traveling outside the U.S. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $1,000,000.

GlobeHopper Senior Brochure

Quote/Purchase GlobeHopperSM Senior Single-Trip

Quote/Purchase GlobeHopperSM Senior Multi-Trip

Senior Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip.

Senior Multi-Trip offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to 30 days maximum.

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Local Health Insurance Broker, Recognized as Nationwide Top Performer

Posted on December 2, 2016 by fpmadmin

Centers for Medicare & Medicaid Services (CMS) Office of Communications

Champions Circle Press Release – 12-1-2016 Health Insurance Marketplace

hc_gov_champions_circle_badgeCERTIFICATE OF RECOGNITION

This certificate is proudly presented to Tom Gray

In appreciation of your ongoing contribution and success during the 2017 Health Insurance Marketplace Open Enrollment.  Thanks to your hard work, you have increased access to health care and made a lasting positive impact on your community.

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International Medical Group Unveils New Logo and Branding

Posted on December 1, 2016 by fpmadmin

 

PR Newswire, INDIANAPOLIS (Dec. 1, 2016) — International Medical Group® (IMG®), a leader in global benefits and assistance services, today announced the company’s new corporate branding and logo.

“After more than 25 years as a leader in the industry, it was time to refresh our brand identity,” said IMG President and CEO Todd A. Hancock. “The new logo reflects IMG’s focus on providing a foundation of security, health and well-being for our members while they’re away from home.”

IMG’s constituents — members, intermediaries, partners and employees — are represented by the logo’s four inverted angles. These angles are symbolic of a flock of Arctic terns, birds whose annual migration is the longest of any animal in the world.

International Medical Group

A symbol of global mobility, the Arctic tern signifies the passage associated with traveling, working and living internationally.  A more vibrant color palette complements the new logo, bringing to life the bright future ahead for IMG, and the world of opportunities the company provides.

 

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In its entirety, IMG’s new logo serves as a visual representation of the company’s mission to protect and enhance the health and well-being of its constituents. The company will continue to operate under this mantra, with the goal of providing Global Peace of Mind® to its members.

About International Medical Group
International Medical Group® (IMG®), an award-winning provider of global insurance benefits and assistance services for more than 25 years, enables its members to worry less and experience more by delivering the protection they need, backed by the support they deserve. IMG offers a full line of international medical insurance products, as well as trip cancellation programs, stop loss insurance, medical management services and 24/7 emergency medical and travel assistance — all designed to provide members Global Peace of Mind® while they’re away from home.
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Blue Cross Blue Shield of Arizona / IHC Short Term Medical

Posted on October 31, 2016 by fpmadmin

When to get short-term coverage?

Temporary

Interim Coverage can give you short-term protection for as few as 30 days or as many as 364 and can begin as soon as the day after you’re approved. Here are a few examples of when to consider this type of health plan:

  • If you didn’t buy health insurance during the annual Open Enrollment Period
  • Don’t have another affordable health insurance option
  • Enrolled in an annual plan, but the effective date isn’t until the next month
  • If you started a new job and there’s a waiting period before your benefits begin

If this type of plan sounds right for you, apply online here –> and get coverage fast—in many cases, starting the day after you’re approved. You can get coverage for as few as 30 days or as many as 364—it’s up to you.

THIS IS A SHORT-TERM HEALTH BENEFIT PLAN THAT IS NOT INTENDED TO QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU PURCHASE A PLAN THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE TERMINATION OR LOSS OF THIS POLICY DOES NOT ENTITLE YOU TO A SPECIAL ENROLLMENT PERIOD TO PURCHASE A HEALTH BENEFIT PLAN THAT QUALIFIES AS MINIMUM ESSENTIAL COVERAGE OUTSIDE OF AN OPEN ENROLLMENT PERIOD. THIS POLICY INCLUDES A PRE-EXISTING CONDITION EXCLUSION PROVISION.
Blue Cross and Blue Shield of Arizona does not underwrite, insure or administer the insurance plans described in this brochure. The insurance plans described in this brochure are underwritten by Standard Security Life Insurance Company of New York, a member of The IHC Group. There is no ownership affiliation between Standard Security Life, The IHC Group or Blue Cross and Blue Shield of Arizona. Standard Security Life and The IHC Group are independent companies that underwrite, insure and/or administer the insurance plans described in this brochure. Blue Cross and Blue Shield of Arizona contracts with The IHC Group to make the insurance plans described in this brochure available to customers who wish to purchase a short-term medical product.

 

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I have medical insurance in my home country, do I need Atlas MultiTrip™ medical insurance?

Posted on September 22, 2016 by fpmadmin

Many times the primary medical insurance in your home country will not cover you while traveling abroad and often will not provide essential services in the event of an illness or injury.

Atlas MultiTrip™ from MIS Group, a member of Tokio Marine HCC, is with you almost anywhere you may travel internationally for vacation, business, visits with family, sports adventures or other pursuits. Medical expenses can be very costly while abroad.

Atlas MultiTrip™ provides important benefits such as translation assistance during  treatment, doctor and hospital referrals, and assistance replacing lost prescriptions.  Coverage applies to multiple trips up to 30 or 45 days in length (as elected) during the 364-day contract period.

Past members have encountered more than $100,000 in expenses for an emergency medical evacuation. At $200 for a 364-day Atlas MultiTrip™ policy ($250 deductible, $1 million maximum), can you afford not to have coverage? That’s just 55 cents a day.

MIS Group, headquartered in the United States in Indianapolis, Indiana, is a full-service company offering international medical insurance and short-term medical insurance products designed to meet needs of consumers worldwide. MIS Group, a leading Specialty Insurance group.

Tokio Marine HCC is a leading specialty insurance group conducting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Headquartered in Houston, Texas, the company is made up of highly entrepreneurial teams equipped to underwrite special situations, companies and individuals, acting independently to deliver effective solutions. Our products and capabilities set the standard for the industry, as many of our nearly 2,500 employees are industry-leading experts.
Tokio Marine HCC is part of Tokio Marine, a premier global company with a market cap of approximately $30 billion. Tokio Marine HCC holds a financial strength rating of AA- for Standard & Poor’s and Fitch Ratings and A+ (Superior) by A.M. Best Company.
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No matter your insurance coverage, a free SingleCare membership works for you!

Posted on August 4, 2016 by fpmadmin

singlecare logo

Welcome to SingleCare! We’re making healthcare more affordable.

Save big on healthcare – Prescriptions, telehealth, dental care, vision health and more.

SingleCare was created to simplify the healthcare experience for patients and doctors. Our goal is to make it easier for you to spend time with our participating doctors, while allowing you to focus on your treatment, rather than on the approvals and paperwork we are all too often burdened with.

How SingleCare works – SingleCare is free to join and you’ll save up to 40% on doctor visits, with no surprises and no fuss.

Healthcare doesn’t have to be complicated

  • We created SingleCare to make it easier to find a doctor, book an appointment, and pay your bill.

Step One – Search for doctors near you

  • SingleCare partners with local providers and pharmacies, which makes it easy to find someone to suit your needs.

Step Two – Compare pricing

  • When you search for a provider, you’ll see prices for common procedures at that location. Compare costs in your area and find someone that’s right for you.

Step Three – Pay only for the care you receive

  • Since there are no ongoing fees, SingleCare payment is smooth and easy. You’ll have your bill immediately after your visit, with no paperwork or mysterious charges.

 

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Additionally, saving on prescriptions has never been easier

  • Our pharmacy savings card is accepted nationwide at over 50,000 pharmacies
  • Step One – Find your prescription
  • Step Two – Compare pricing
  • Step Three – Save at the pharmacy

Complement your insurance

  • SingleCare offers discounts on a range of specialties your insurance may not cover.

Save on your deductible

  • Deductibles get higher every year. Save money along the way by paying less in out-of-pocket costs.

Forget fees and premiums

  • SingleCare is a free service for members. By partnering with providers, we pass along great savings on healthcare to you.

singlecare-logo

We’re smart, affordable healthcare

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Plan your family vacation! Atlas Travel® starts under $1/day

Posted on July 3, 2016 by fpmadmin

Atlas Travel® from MIS Group, a member of Tokio Marine HCC, is with you almost anywhere in the world you may travel for vacations, studying abroad, corporate travel, and mission trips.

Whatever your reason, international travel should be a pleasant experience. Complications and emergencies such as illness, injury, and natural disasters are a fact of life. While we hope none of these incidents happen, we’re here to help if they do.

Atlas Travel® helps protect you from potential financial disaster
while traveling abroad with benefits including inpatient and
outpatient medical expenses, $1,000,000 of coverage for
emergency medical evacuation, coverage for lost checked
baggage, and many other important benefits. Atlas Travel®
gives you the peace-of-mind you’re looking for!

Do I need travel medical insurance? Many times the primary medical insurance in your home country will not cover
you while traveling abroad and often will not provide important services, perhaps essential ones, in the event of an illness
or injury. Atlas Travel® includes these essentials such as translation assistance during treatment, doctor and hospital
referrals, and assistance replacing lost prescriptions.

After purchasing coverage, how can I trust the company to be there if I need them?  MIS Group, headquartered in the United States in Indianapolis, Indiana, is a full-service company offering international medical insurance and short-term medical insurance products designed to meet needs of consumers worldwide. MIS Group, a leading Specialty Insurance group.

Tokio Marine HCC is a leading specialty insurance group conducting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Headquartered in Houston, Texas, the company is made up of highly entrepreneurial teams equipped to underwrite special situations, companies and individuals, acting independently to deliver effective solutions. Our products and capabilities set the standard for the industry, as many of our nearly 2,500 employees are industry-leading experts.
Tokio Marine HCC is part of Tokio Marine, a premier global company with a market cap of approximately $30 billion. Tokio Marine HCC holds a financial strength rating of AA- for Standard & Poor’s and Fitch Ratings and A+ (Superior) by A.M. Best Company.
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SingleCare joins AZ healthcare market

Posted on May 4, 2016 by fpmadmin

singlecare logo

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SingleCare joins AZ healthcare market

Arizona Business Daily Reports | Apr 22, 2016

Launched in 2014, SingleCare provides access to affordable healthcare services. Our founding team has decades of industry experience and is working to grow SingleCare’s open network of trusted providers and clear pricing.

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marketwired-logo

SingleCare Partners With Telehealth Leader American Well

Marketwired |

Fast-Growing Healthcare Startup Expands National Presence Through Best-in-Class Telehealth Services Available On-Demand 24/7

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