International Medical Group Unveils New Logo and Branding

Posted on December 1, 2016 by fpmadmin

 

PR Newswire, INDIANAPOLIS (Dec. 1, 2016) — International Medical Group® (IMG®), a leader in global benefits and assistance services, today announced the company’s new corporate branding and logo.

“After more than 25 years as a leader in the industry, it was time to refresh our brand identity,” said IMG President and CEO Todd A. Hancock. “The new logo reflects IMG’s focus on providing a foundation of security, health and well-being for our members while they’re away from home.”

IMG’s constituents — members, intermediaries, partners and employees — are represented by the logo’s four inverted angles. These angles are symbolic of a flock of Arctic terns, birds whose annual migration is the longest of any animal in the world.

International Medical Group

A symbol of global mobility, the Arctic tern signifies the passage associated with traveling, working and living internationally.  A more vibrant color palette complements the new logo, bringing to life the bright future ahead for IMG, and the world of opportunities the company provides.

 

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In its entirety, IMG’s new logo serves as a visual representation of the company’s mission to protect and enhance the health and well-being of its constituents. The company will continue to operate under this mantra, with the goal of providing Global Peace of Mind® to its members.

About International Medical Group
International Medical Group® (IMG®), an award-winning provider of global insurance benefits and assistance services for more than 25 years, enables its members to worry less and experience more by delivering the protection they need, backed by the support they deserve. IMG offers a full line of international medical insurance products, as well as trip cancellation programs, stop loss insurance, medical management services and 24/7 emergency medical and travel assistance — all designed to provide members Global Peace of Mind® while they’re away from home.
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Blue Cross Blue Shield of Arizona / IHC Short Term Medical

Posted on October 31, 2016 by fpmadmin

When to get short-term coverage?

Temporary

Interim Coverage can give you short-term protection for as few as 30 days or as many as 364 and can begin as soon as the day after you’re approved. Here are a few examples of when to consider this type of health plan:

  • If you didn’t buy health insurance during the annual Open Enrollment Period
  • Don’t have another affordable health insurance option
  • Enrolled in an annual plan, but the effective date isn’t until the next month
  • If you started a new job and there’s a waiting period before your benefits begin

If this type of plan sounds right for you, apply online here –> and get coverage fast—in many cases, starting the day after you’re approved. You can get coverage for as few as 30 days or as many as 364—it’s up to you.

THIS IS A SHORT-TERM HEALTH BENEFIT PLAN THAT IS NOT INTENDED TO QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU PURCHASE A PLAN THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE TERMINATION OR LOSS OF THIS POLICY DOES NOT ENTITLE YOU TO A SPECIAL ENROLLMENT PERIOD TO PURCHASE A HEALTH BENEFIT PLAN THAT QUALIFIES AS MINIMUM ESSENTIAL COVERAGE OUTSIDE OF AN OPEN ENROLLMENT PERIOD. THIS POLICY INCLUDES A PRE-EXISTING CONDITION EXCLUSION PROVISION.
Blue Cross and Blue Shield of Arizona does not underwrite, insure or administer the insurance plans described in this brochure. The insurance plans described in this brochure are underwritten by Standard Security Life Insurance Company of New York, a member of The IHC Group. There is no ownership affiliation between Standard Security Life, The IHC Group or Blue Cross and Blue Shield of Arizona. Standard Security Life and The IHC Group are independent companies that underwrite, insure and/or administer the insurance plans described in this brochure. Blue Cross and Blue Shield of Arizona contracts with The IHC Group to make the insurance plans described in this brochure available to customers who wish to purchase a short-term medical product.

 

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I have medical insurance in my home country, do I need Atlas MultiTrip™ medical insurance?

Posted on September 22, 2016 by fpmadmin

Many times the primary medical insurance in your home country will not cover you while traveling abroad and often will not provide essential services in the event of an illness or injury.

Atlas MultiTrip™ from MIS Group, a member of Tokio Marine HCC, is with you almost anywhere you may travel internationally for vacation, business, visits with family, sports adventures or other pursuits. Medical expenses can be very costly while abroad.

Atlas MultiTrip™ provides important benefits such as translation assistance during  treatment, doctor and hospital referrals, and assistance replacing lost prescriptions.  Coverage applies to multiple trips up to 30 or 45 days in length (as elected) during the 364-day contract period.

Past members have encountered more than $100,000 in expenses for an emergency medical evacuation. At $200 for a 364-day Atlas MultiTrip™ policy ($250 deductible, $1 million maximum), can you afford not to have coverage? That’s just 55 cents a day.

MIS Group, headquartered in the United States in Indianapolis, Indiana, is a full-service company offering international medical insurance and short-term medical insurance products designed to meet needs of consumers worldwide. MIS Group, a leading Specialty Insurance group.

Tokio Marine HCC is a leading specialty insurance group conducting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Headquartered in Houston, Texas, the company is made up of highly entrepreneurial teams equipped to underwrite special situations, companies and individuals, acting independently to deliver effective solutions. Our products and capabilities set the standard for the industry, as many of our nearly 2,500 employees are industry-leading experts.
Tokio Marine HCC is part of Tokio Marine, a premier global company with a market cap of approximately $30 billion. Tokio Marine HCC holds a financial strength rating of AA- for Standard & Poor’s and Fitch Ratings and A+ (Superior) by A.M. Best Company.
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No matter your insurance coverage, a free SingleCare membership works for you!

Posted on August 4, 2016 by fpmadmin

singlecare logo

Welcome to SingleCare! We’re making healthcare more affordable.

Save big on healthcare – Prescriptions, telehealth, dental care, vision health and more.

SingleCare was created to simplify the healthcare experience for patients and doctors. Our goal is to make it easier for you to spend time with our participating doctors, while allowing you to focus on your treatment, rather than on the approvals and paperwork we are all too often burdened with.

How SingleCare works – SingleCare is free to join and you’ll save up to 40% on doctor visits, with no surprises and no fuss.

Healthcare doesn’t have to be complicated

  • We created SingleCare to make it easier to find a doctor, book an appointment, and pay your bill.

Step One – Search for doctors near you

  • SingleCare partners with local providers and pharmacies, which makes it easy to find someone to suit your needs.

Step Two – Compare pricing

  • When you search for a provider, you’ll see prices for common procedures at that location. Compare costs in your area and find someone that’s right for you.

Step Three – Pay only for the care you receive

  • Since there are no ongoing fees, SingleCare payment is smooth and easy. You’ll have your bill immediately after your visit, with no paperwork or mysterious charges.

 

https://vimeo.com/146006029

Additionally, saving on prescriptions has never been easier

  • Our pharmacy savings card is accepted nationwide at over 50,000 pharmacies
  • Step One – Find your prescription
  • Step Two – Compare pricing
  • Step Three – Save at the pharmacy

Complement your insurance

  • SingleCare offers discounts on a range of specialties your insurance may not cover.

Save on your deductible

  • Deductibles get higher every year. Save money along the way by paying less in out-of-pocket costs.

Forget fees and premiums

  • SingleCare is a free service for members. By partnering with providers, we pass along great savings on healthcare to you.

singlecare-logo

We’re smart, affordable healthcare

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Plan your family vacation! Atlas Travel® starts under $1/day

Posted on July 3, 2016 by fpmadmin

Atlas Travel® from MIS Group, a member of Tokio Marine HCC, is with you almost anywhere in the world you may travel for vacations, studying abroad, corporate travel, and mission trips.

Whatever your reason, international travel should be a pleasant experience. Complications and emergencies such as illness, injury, and natural disasters are a fact of life. While we hope none of these incidents happen, we’re here to help if they do.

Atlas Travel® helps protect you from potential financial disaster
while traveling abroad with benefits including inpatient and
outpatient medical expenses, $1,000,000 of coverage for
emergency medical evacuation, coverage for lost checked
baggage, and many other important benefits. Atlas Travel®
gives you the peace-of-mind you’re looking for!

Do I need travel medical insurance? Many times the primary medical insurance in your home country will not cover
you while traveling abroad and often will not provide important services, perhaps essential ones, in the event of an illness
or injury. Atlas Travel® includes these essentials such as translation assistance during treatment, doctor and hospital
referrals, and assistance replacing lost prescriptions.

After purchasing coverage, how can I trust the company to be there if I need them?  MIS Group, headquartered in the United States in Indianapolis, Indiana, is a full-service company offering international medical insurance and short-term medical insurance products designed to meet needs of consumers worldwide. MIS Group, a leading Specialty Insurance group.

Tokio Marine HCC is a leading specialty insurance group conducting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Headquartered in Houston, Texas, the company is made up of highly entrepreneurial teams equipped to underwrite special situations, companies and individuals, acting independently to deliver effective solutions. Our products and capabilities set the standard for the industry, as many of our nearly 2,500 employees are industry-leading experts.
Tokio Marine HCC is part of Tokio Marine, a premier global company with a market cap of approximately $30 billion. Tokio Marine HCC holds a financial strength rating of AA- for Standard & Poor’s and Fitch Ratings and A+ (Superior) by A.M. Best Company.
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SingleCare joins AZ healthcare market

Posted on May 4, 2016 by fpmadmin

singlecare logo

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logo-arizonabusinessdaily

SingleCare joins AZ healthcare market

Arizona Business Daily Reports | Apr 22, 2016

Launched in 2014, SingleCare provides access to affordable healthcare services. Our founding team has decades of industry experience and is working to grow SingleCare’s open network of trusted providers and clear pricing.

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marketwired-logo

SingleCare Partners With Telehealth Leader American Well

Marketwired |

Fast-Growing Healthcare Startup Expands National Presence Through Best-in-Class Telehealth Services Available On-Demand 24/7

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2016 Arizona Minimum Wage Laws

Posted on December 15, 2015 by fpmadmin

                            Commission announces Arizona minimum wage for 2016

 
Minimum Wage Information for Calendar Year 2016

Effective January 1, 2016, Arizona’s minimum wage will be $8.05 per hour. As of this date, every employer covered under the Act will be required to pay each employee wages not less than this amount.

Click on a link below to:

          Download the AZ State Minimum Wage Poster for 2016 (English)
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Minimum Wage Laws

Posted on December 1, 2015 by fpmadmin

Wages and Hours – U.S. Department of Labor – www.dol.gov

The act is administered by the Wage and Hour Division. It requires employers to pay covered employees who are not otherwise exempt at least the federal minimum wage and overtime pay of one-and-one-half-times the regular rate of pay. For nonagricultural operations, it restricts the hours that children under age 16 can work and forbids the employment of children under age 18 in certain jobs deemed too dangerous. For agricultural operations, it prohibits the employment of children under age 16 during school hours and in certain jobs deemed too dangerous.

Every employer of employees subject to the Fair Labor Standards Act’s minimum wage provisions must post, and keep posted, a notice explaining the Act in a conspicuous place in all of their establishments so as to permit employees to readily read it. The content of the notice is prescribed by the Wage and Hour Division of the Department of Labor. This approved copy of the minimum wage poster has been made available for informational purposes or for employers to use as posters.

Minimum Wage Laws in the following States – January 1, 2016

If an employee is covered by federal and Colorado state minimum wage laws, then the employer must pay the higher minimum wage. Federal minimum wage is currently $7.25 per hour, which is lower than the Colorado state minimum wage of $8.31. Therefore, based upon current information, covered employers in Colorado will have to pay their employees the higher value of $8.31 per hour under Colorado law beginning January 1, 2016.

Minimum Wages for Tipped Employees in the following States – January 1, 2016

If an employee is covered by federal and Colorado state minimum wage laws, then the employer must pay the higher minimum wage for tipped employees. Federal tipped minimum wage is currently $2.13 per hour, which is lower than the Colorado tipped minimum wage of $5.29 per hour. Therefore, based upon current information, covered employers in Colorado will have to pay their tipped employees the higher value of $5.29 per hour under Colorado law beginning January 1, 2016.

If an employee’s tips combined with the employer’s cash wage of at least $5.29 per hour do not equal the minimum hourly wage, the employer must make up the difference in cash wages.

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OSHA’s Campaign to Prevent Heat Illness in Outdoor Workers

Posted on May 5, 2015 by fpmadmin

This webpage is part of OSHA’s nationwide outreach campaign to raise awareness among workers and employers about the hazards of working outdoors in hot weather. The educational resources on this website give workers and employers information about heat illnesses and how to prevent them.

When you’re working in the heat, safety comes first. With the OSHA Heat Safety Tool, you have vital safety information available whenever and wherever you need it — right on your mobile phone.

We invite you to join in this effort by helping to reach workers and employers in your community with the resources you will find on this site.

Video – Dr. David Michaels, Assistant Secretary of Labor for Occupational Safety and Health

OSHA is also partnering with the National Oceanic and Atmospheric Administration (NOAA) on weather service alerts. NOAA’s Heat Watch page now includes worker safety precautions when extreme heat alerts are issued.

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Preventive Services Video – Health Reform 101

Posted on March 15, 2015 by fpmadmin

The Affordable Care Act contains a provision to make certain preventive services available without co-pays, co-insurance or deductibles.

The following information comes compliments of UnitedHealthcare.  This simple video helps explain important topics for understanding the Health Reform Provisions.

Click to View Video

Summary

A non-grandfathered group health plan and a health insurance issuer offering group or individual health insurance coverage must provide coverage for preventive care without any cost-sharing requirements.

Preventive care services* include:

All members

  • Yearly preventive medicine visits (Wellness visits)
  • All standard immunizations recommended by the American Committee on Immunization Practices

All members at an appropriate age or risk status

  • Screening for colorectal cancer, elevated cholesterol and lipids
  • Screening for certain sexually transmitted diseases and HIV
  • Screening and counseling in a primary care setting for alcohol or substance abuse, tobacco use, obesity, diet and nutrition
  • Screening for high blood pressure, diabetes and depression

Women’s health

Recently, the Department of Health and Human Services released new health plan coverage guidelines that will require health insurance plans to cover women’s preventive services without charging a copayment, coinsurance or a deductible effective for plans beginning or renewing Aug. 1, 2012, to now include:

  • Well-woman visits
  • Screening for gestational diabetes for all pregnant women
  • Human papilloma virus DNA testing for all women 30 years and older
  • Annual sexually transmitted infection counseling for all sexually active women
  • Annual counseling and screening for HIV for all sexually active women
  • FDA-approved contraception methods, sterilization procedures and contraceptive counseling
  • Breastfeeding support, supplies, and counseling, including costs for renting breastfeeding equipment
  • Domestic violence screening and counseling

The following guidelines were effective for plan years beginning on or after Sept. 23, 2010:

  • Screening mammography and evaluation for genetic testing for BRCA breast cancer gene
  • Screening for cervical cancer including Pap smears
  • Screening for gonorrhea, Chlamydia, syphilis
  • Screening pregnant women for anemia, iron deficiency, bacteriuria, hepatitis B virus, Rh incompatibility
  • Promotion of and counseling for breast-feeding
  • Osteoporosis screening (age 60 and older)
  • Counseling women at high risk of breast cancer for chemoprevention

Men’s health

  • Screening for prostate cancer for men (age 40 and older)
  • Screening for abdominal aortic aneurysm in men (age 65-75)

Children

  • Screening newborns for hearing, thyroid disease, phenylketonuria and sickle cell anemia
  • Standard metabolic screening panel for inherited enzyme deficiency diseases
  • Counseling for fluoride treatment
  • Screening for major depressive disorders
  • Vision screening
  • Screening for developmental/autism screening
  • Screening for lead and tuberculosis
  • Counseling for obesity

*The US Department of Health and Human Services has defined the preventive services to be covered with no cost share as those services described in the United States Preventive Services Task Force A and B recommendations, the Advisory Committee on Immunization Practices (ACIP) of the CDC, and HRSA Guidelines including the American Academy of Pediatrics Bright Futures periodicity guidelines.

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