2024 Health Insurance Marketplace Open Enrollment

Open Enrollment runs from November 1 through January 15. If you enroll by midnight on December 15, you can get full-year coverage that starts January 1.

Coverage is Affordable! Thanks to a new law from 2022, the Inflation Reduction Act (IRA), more people qualify for help purchasing quality health coverage. If you have looked for health coverage before, it is worth a second look.

Quality Plans! The Marketplace offers quality, comprehensive health insurance plans that provide coverage for doctor visits, emergency care, behavioral health care, preventive care, hospital care, and prescription drugs. There are also new plan options that offer similar benefit designs and more pre-deductible services.

Key Dates! People who want health coverage starting January 1 should enroll in coverage by December 15. Consumers must enroll by January 15 to have coverage that starts on February 1. Otherwise, consumers will need to qualify for a Special Enrollment Period to enroll in a Marketplace plan after Open Enrollment has closed.

Help is Available! Consumers can find a local assister or agent/broker in their area by visiting HealthCare.gov and selecting the “Find local help” option, or to get contacted by an agent or broker via Help On Demand.

Sign Up for Coverage! Consumers shopping for health insurance coverage — even those who currently have coverage through the Marketplace — should consider enrolling or re enrolling with the assistance of an experienced Marketplace broker.

Please find my local help on Healthcare.gov at https://localhelp.healthcare.gov/place/1057606

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